Own One of the Only Small Consumer Loan Franchise Businesses in the Country
With a flexible operating model and the potential for strong cash flow, there’s never been a better time to own a Keystone Financial Franchise.
WHY CHOOSE KEYSTONE
Discover Why Keystone is a Standout Opportunity
We provide training, support, and systems built to help you confidently run your own consumer loan business.
Proven Training & Support
From onboarding through opening day and beyond, you receive expert guidance from Franchise Consultants with real in-store experience and hands-on training built for your success.
Smart Systems
Our technology partnerships provide cost-effective, reliable loan systems so you can stay focused on running your business.
Flexible Ownership Model
Whether you're hands-on or managing from a distance, KeyStone gives you the tools and support to grow one location or expand to many.
OUR PROCESS
Your Path to Franchise Ownership
The Investment
What You’ll Need to Get Started*
A lean, affordable model with recurring revenue, strong cash flow, and minimal overhead.
Franchise Fee
$50,000
Royalty Percentage
6%
Initial Investment
$408,400 - $714,500
Employees Needed
2 – 3 Employees
Hours open per week
45 Hour work weeks
Annual Revenue
$600K - $2.2MM per location
EBITDA Margins
20% - 45%
Typical Net Charge-Offs
8% - 18%
ROE (levered)
30% - 75%
Our Available Territories
We'll help you find the perfect location for your franchise
With available territories across South Carolina, our team will guide you in choosing a location based on demographics, competition, and long-term growth potential.
Ready to take the first step?
Submit your information and get everything you need to explore owning a KeyStone Financial franchise.
The initial franchise fee is $50,000. There are many other costs that are associated with acquiring a suitable location, including staffing and proper funding. Since your franchise could ultimately generate a $1.2 - $1.5 million portfolio of loan receivables, it is important to understand that the capitalization needed from a new franchisee can easily reach $1 million dollars. See the Franchise Disclosure Document for additional information.
The initial franchise fee is $50,000. There are many other costs that are associated with acquiring a suitable location, including staffing and proper funding. Since your franchise could ultimately generate a $1.2 - $1.5 million portfolio of loan receivables, it is important to understand that the capitalization needed from a new franchisee can easily reach $1 million dollars. See the Franchise Disclosure Document for additional information.
The initial franchise fee is $50,000. There are many other costs that are associated with acquiring a suitable location, including staffing and proper funding. Since your franchise could ultimately generate a $1.2 - $1.5 million portfolio of loan receivables, it is important to understand that the capitalization needed from a new franchisee can easily reach $1 million dollars. See the Franchise Disclosure Document for additional information.
The initial franchise fee is $50,000. There are many other costs that are associated with acquiring a suitable location, including staffing and proper funding. Since your franchise could ultimately generate a $1.2 - $1.5 million portfolio of loan receivables, it is important to understand that the capitalization needed from a new franchisee can easily reach $1 million dollars. See the Franchise Disclosure Document for additional information.